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Joined 1 year ago
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Cake day: July 9th, 2023

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  • No joke, once you start structuring your life as a business, especially as formal corporations, the amount of financial, legal, and professional advantages, opportunities, and protection that appear are incredible. For example, did you know that …

    1. … as an S corp, you can “pass through” the profit and loss of your business, such that your personal gross income excludes business expenses?
    2. … the employer match on a 401k account is considered a business expense?
    3. … the actual annual cap on employer contributions to various retirement vehicles are in fact much, much higher than employers are typically willing to offer you as a benefit?
    4. … the terms of commercial factoring, mortgages and loans are often far more agreeable than consumer equivalents?
    5. … many of the places where you shop offer discounts to business accounts (and not just for volume, simply because you’re a business)?
    6. … it’s considered normal/SOP to request edits to many types of agreements individuals are expected to simply accept without question, including leases offered by landlords?

    This is just a sample. Most endeavors and many functional aspects of personal life are by design simpler, safer, more scalable, and more profitable if planned and executed as a business rather than an individual in the late great United States of America.








  • What is the breaker box in your analogy? Breaking legs?

    lol I meant a [circuit] breaker box (aka power/ac panel, breaker panel, distribution board, etc)

    So how do you suspend a license that the guy didn’t have?

    It’s just a minor legal misnomer. If a defendant happens to not have a driver’s license in the first place, suspension could be more accurately termed “prevention.” Logistically speaking, the state probably just generates a stub file/account with a valid license number then just adds the suspension to that empty driving record.




  • Sure thing! Yeah the type I cert is an easy choice, same as 609 MVAC. If you’re considering the trade, you might choose universal (I, II, III) to save time. Exam is longer, closed book, and proctored, but not hard.

    Among skilled trades, HVAC is notoriously demanding physically (especially residential, where you’ll spend a lot of time in attics and crawl spaces in hot weather) but consensus on hvac forums is that pay’s good and you’ll never be out of a job as long as you take care of your body.


  • You’ll need to pickup 608 type I certification to legally buy most refrigerants. It’s inexpensive, the exam is open book, and takes an afternoon to complete.

    The “textbook” used is actually a useful reference if you’re just starting out. The material familiarizes you with common terminology, regulations technicians must follow, and the procedural basics for typical jobs, but the emphasis overall is how to handle refrigerants safely and avoid venting them into the atmosphere.



  • I’ve heard this truism my whole life, and glibly repeated it myself at least a few times. But we must acknowledge that it expresses a morally defeatist attitude that poisons the person who actually lives by it.

    Instead you can reconcile kindness by being more observant. Some “good deeds” aren’t actually that good, since their extended effects amount to an unkindness to yourself or those you love.

    For example, let’s say someone asks you to donate to a just cause, or loan them some money in a difficult time. If doing so means your family goes hungry or can’t afford clothes, it might not be such a good deed after all.

    More subtle examples involve your time, such as helping someone by staying late at work, or spending hours listening to someone who really should get professional help instead.

    Ultimately, it’s not true that “no good deed goes unpunished,” but even if it were, it doesn’t matter, because helping people is its own reward.