Klarna is pretty sketchy…

First attempt to pay: “Instant bank transfer” (don’t know the English term). Klarna like this: pleasy enter PIN from your bank account…

Second attempt: ok, I’ll pay by “direct debit”. Klarna like this: listen here you little shit, give me the PIN from your bank account now…

I then ordered the stuff somewhere else.

Fun fact: when Klarna wasn’t so shit yet, I had once paid via purchase on account. A year later I wanted to buy something again, but the invoice was rejected due to insufficient creditworthiness. Jokers.