I’m sorry I need to define the difference differently. My mental illness won’t let me not lol. Too afraid people won’t get it.

Personal property: your house, your car, your clothes , your tooth brush, even your commercial grade bbq truck you use for fun.

“Private property”: the means of production, working money, factory, stocks, business infrastructure. Statistically speaking scraps of stocks are the only private property anyone reading this owns.

The profits that come from “having your money work for you” are really just taking surplus value from someone else’s labor.