Being present in the moment means not having your mind wanders. You can still have moments dedicated to planning for the future. And you can also be present in those moments, planning while not having your mind wanders.

Now I think it’s also important to add that it’s normal for the mind to wander. You don’t learn to be present in the moment by being mad at your mind for wandering. Just refocus on your subject once you’ve noticed that you’ve wandered away.